{"id":2866,"date":"2019-06-04T20:15:33","date_gmt":"2019-06-04T20:15:33","guid":{"rendered":"http:\/\/www.rmofbeaverriver622.ca\/?p=2866"},"modified":"2019-06-04T20:15:33","modified_gmt":"2019-06-04T20:15:33","slug":"hail-insurance-information-did-you-know","status":"publish","type":"post","link":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/2019\/06\/04\/hail-insurance-information-did-you-know\/","title":{"rendered":"Hail Insurance Information &#8211; Did you know?"},"content":{"rendered":"<p><strong>PLEASE READ THIS LETTER IN ITS ENTIRETY AS IT COULD QUITE POSSIBLY CHANGE THE WAY YOU PERCEIVE AND USE HAIL INSURANCE AS A TOOL IN YOUR FARMING OPERATION<\/strong><\/p>\n<p><strong>DID YOU KNOW<\/strong> that SMHI has been providing affordable and continuous coverage for land owners for over 100 years; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that SMHI is operated and controlled by farmers for farmers and surplus funds from light claim years go back to their customers through lower rates; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that our board of directors is comprised of producers who are elected by delegates appointed by Rural Municipalities; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that SMHI does not pay a dividend and instead uses the income generated from surplus funds to annual subsidise you hail premiums by 8%; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that in a township where the rate is 2% you can cover your wheat or canola crop at $275.00 per acre for $5.50 per acre; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that SMHI is the only crop hail insurer that offers early prompt payment discounts; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that SMHI was the first company to automate the loss adjustment process; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that we have improved our claim response time and have strategically placed adjustment teams; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that we offer the most farmer friendly claim review practices in the industry; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that SMHI has paid back in losses over 77 cents of every dollar collected in premiums; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that you can also purchase insurance on your owned or rented land through ADDITIONAL MUNICIPAL HAIL LTD.; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that we offer a combined indemnity limit up to $850 per acre; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that you can file your SMHI crop report online; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that we have the team and resources in place to continuously take care of your hail insurance needs now and into the future; and<\/p>\n<p><strong>DID YOU KNOW<\/strong> that you can contact <em>Nicole Neufeld at (306) 839-2060.<\/em> or Head office at 1-877-414-7644, or visit us online at smhi.ca to secure your Insurance coverage.<\/p>\n<p><strong>Storms are unpredictable. We aren\u2019t<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PLEASE READ THIS LETTER IN ITS ENTIRETY AS IT COULD QUITE POSSIBLY CHANGE THE WAY YOU PERCEIVE AND USE HAIL INSURANCE AS A TOOL IN YOUR FARMING OPERATION DID YOU KNOW that SMHI has been providing affordable and continuous coverage for land owners for over 100 years; and DID YOU KNOW that SMHI is operated [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[198,1],"tags":[],"class_list":["post-2866","post","type-post","status-publish","format-standard","hentry","category-general-posts","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/posts\/2866"}],"collection":[{"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/comments?post=2866"}],"version-history":[{"count":1,"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/posts\/2866\/revisions"}],"predecessor-version":[{"id":2867,"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/posts\/2866\/revisions\/2867"}],"wp:attachment":[{"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/media?parent=2866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/categories?post=2866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rmofbeaverriver622.ca\/index.php\/wp-json\/wp\/v2\/tags?post=2866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}